Americans Face Retirement Challenges as $1.46M Becomes New Savings Target

Rising costs and years of inflation have widened the gap between what people think they need for retirement and what they have saved  ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

April 03, 2026   |   Read online In partnership with TOP PICK FOR YOU Personal Finance The Retirement 'Magic Number' Is Now $1.46M — Most Americans Aren't Even Close A recent survey reveals that Americans now believe they need $1.46 million to retire comfortably, highlighting a growing gap between expectations and reality. Read More ADVERTISEMENT CNBC says investors have "nowhere to hide." But one exclusive platform just posted a 22.9% net return. Here's how to get in. Despite an exciting bull run, gold fell 25% from its January peak. Bloomberg's Marcus Ashworth said it this week: "No more reliable safe havens." But Masterworks has been offering fractional investments well outside the norm. Typically those exclusive to the ultra-wealthy. One of those was an Elizabeth Peyton painting. Total net return to hundreds of their members: 22.9%. Typically 3-10 years, this rare turnaround took just a few weeks. That's sale number 27. Net annualized returns on sales like 14.6%, 17.6%, 17.8%. So, despite macro turmoil, the art market has been trending up. U.S. auction sales jumped 23.1% last year. The $1mm-$5mm segment grew 40.8% in value. Few people know this. But postwar and contemporary art grew 10.2% annually with near-zero correlation with the S&P 500 over the last 30 years.* Masterworks lets you invest in shares of works featuring Banksy, Basquiat, Picasso, and more. 70,000+ members. $1.3 billion across 525+ works. Skip the waitlist *According to Masterworks data. Investing involves risk. Past performance not indicative of future returns. See important disclosures at masterworks.com/cd. PERSONAL FINANCE Personal Finance Don't Be Misled: The IRS Fresh Start Programme Won't Wipe Out All Your Debt Explore the IRS Fresh Start Initiative, its benefits, and common misconceptions. Learn how it helps manage tax debt without erasing it. Read More BUSINESS Business OpenAI Buys TBPN: Fidji Simo Claims 'Standard PR Playbook Doesn't Apply' to AGI OpenAI acquires TBPN, a key media player in the tech industry, enhancing its AI communication strategies and gaining access to an elite audience and valuable industry insights. Read More BUSINESS Business Oracle Laid Off Employee of 34 Years: Ex-Employees Claim An 'Algorithm' Was Used To Choose Who Gets Fired Oracle layoffs affected long-serving staff, with ex-employees claiming an algorithm may have influenced job cuts, though the company has not confirmed this Read More ADVERTISEMENT Are You Ready to Actually Retire? Knowing when to retire means knowing what it costs, how long your money needs to last, and where the income comes from. When to Retire: A Quick and Easy Planning Guide helps investors with $1,000,000 or more work through all of it. Download your free guide. PERSONAL FINANCE Invest Warren Buffett Still Places Trades at Berkshire Hathaway After Greg Abel's Appointment as CEO Warren Buffett is in the office every day, working with management before markets open to identify trades, then placing them after consulting with Greg Abel. Read More WEALTH WISDOM POLL Do you think you'll have enough saved for retirement? Many Americans may need around $1.46 million to retire comfortably, raising concerns about financial preparedness. 🟢 Yes — I'm on track 🔴 No — I'm worried I won't have enough Read the Article Here   Update your email preferences or unsubscribe here © 2026 IBT Media Type Sierra Quebec Bravo, 77 Marsh Wall, London, England E14 9SH, United Kingdom Powered by beehiiv Terms of Service